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   <title>Finance &amp; Living in New Zealand</title>
   <link>http://www.small-personal-loans.org/small-personal-loans-blog.html</link>
   <description>Learn about loans, property and living in New Zealand with Abacus Finance of NZ.</description>
   <language>en-us</language>
   <category domain = "http://www.small-personal-loans.org/small-personal-loans-blog.html#">small personal loans</category>
   <pubDate>Thu, 12 Apr 2012 20:46:58 GMT</pubDate>
   <lastBuildDate>Thu, 12 Apr 2012 20:46:58 GMT</lastBuildDate>
   <copyright>small-personal-loans.org</copyright>
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    <title>Apr 12, Small Personal Loans</title>
    <link>http://www.small-personal-loans.org/index.html</link>
    <description>Abacus Finance specialise in Home Loans, Refinancing, Property Investment, Life Insurance, Income Insurance, Health Insurance and Small Personal Loans in New Zealand</description>
    <pubDate>Thu, 12 Apr 2012 20:46:57 GMT</pubDate>
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    <title>Mar 7, House Rental Cambridge</title>
    <link>http://www.small-personal-loans.org/house-rental-cambridge.html</link>
    <description>Helpful information on house rental Cambridge, Waikato, New  Zealand.  Houses to rent, vacation house rentals, New Zealand real estate.</description>
    <pubDate>Wed, 07 Mar 2012 06:09:42 GMT</pubDate>
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    <title>Oct 14, Home Construction Loans</title>
    <link>http://www.small-personal-loans.org/home-construction-loans.html</link>
    <description>Information about home construction loans if you are renovating or building a house.</description>
    <pubDate>Fri, 14 Oct 2011 18:55:36 GMT</pubDate>
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    <title>Oct 3, LOTS OF PROPERTY INFO HITTING THE MEDIA</title>
    <link>http://www.small-personal-loans.org/business-articles.html</link>
    <description>Definitely small signs of change in the property market at the moment - signs that are positive for both buyer and seller. Have a look at some of the latest media commentary on the subject. Plus where I was in the weekend - loads of people coming out for the Open Homes...</description>
    <pubDate>Mon, 03 Oct 2011 18:32:02 GMT</pubDate>
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    <title>Sep 16, Types of Mortgages</title>
    <link>http://www.small-personal-loans.org/mortgages.html</link>
    <description>Learn about the different Types of Mortgages available to help you choose the best home finance for you.</description>
    <pubDate>Fri, 16 Sep 2011 03:06:02 GMT</pubDate>
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    <title>Sep 16, Property Valuation</title>
    <link>http://www.small-personal-loans.org/property-valuation.html</link>
    <description>Property Valuation will play a key role in securing Mortgage Finance to purchase a property; whether you are a first home buyer, refinancing an existing home loan, or a property investor.</description>
    <pubDate>Fri, 16 Sep 2011 02:46:22 GMT</pubDate>
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    <title>Sep 16, New Zealand Real Estate</title>
    <link>http://www.small-personal-loans.org/new-zealand-real-estate.html</link>
    <description>Are you a New Zealander?  Or a Foreign Buyer or Investor? If you are looking for New Zealand real estate there are many aspects you need to understand first.</description>
    <pubDate>Fri, 16 Sep 2011 02:11:43 GMT</pubDate>
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    <title>Sep 15, There are some great resources out there to help you finding and buying a house.</title>
    <link>http://www.small-personal-loans.org/new-zealand-real-estate.html</link>
    <description>With the positive changes happening in parts of the NZ Real Estate market of late, I have started refreshing my property knowledge with the aim of buying property again soon. I found a really great book put out by Consumer NZ. &quot;How to Get the House You Want&quot; by David Hindley. I got my copy from the local library, and can't yet find it for sale. However I have loaded a link to ConsumerBuild (of Consumer NZ) that is an equally great resource.</description>
    <pubDate>Thu, 15 Sep 2011 01:25:00 GMT</pubDate>
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    <title>Sep 11, Mortgage Down Payment</title>
    <link>http://www.small-personal-loans.org/mortgage-down-payment.html</link>
    <description>A mortgage down payment, or a house deposit, is the key for first home buyers to start on the property ladder.</description>
    <pubDate>Sun, 11 Sep 2011 21:01:52 GMT</pubDate>
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    <title>Sep 11, First Time Home Buyers</title>
    <link>http://www.small-personal-loans.org/first-time-home-buyers.html</link>
    <description>First time home buyers need to consider many factors such as a house deposit, their income, their credit history and what the repayments might be.  A professional Mortgage Broker can help.</description>
    <pubDate>Sun, 11 Sep 2011 20:56:53 GMT</pubDate>
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    <title>Sep 11, Legal Advice</title>
    <link>http://www.small-personal-loans.org/legal-advice.html</link>
    <description>Whether you are buying a house, buying an investment property, setting up a business, refinancing or borrowing any type of finance, you need to make sure you get good, appropriate legal advice.</description>
    <pubDate>Sun, 11 Sep 2011 20:50:04 GMT</pubDate>
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    <title>Sep 8, Finance Dictionary</title>
    <link>http://www.small-personal-loans.org/finance-dictionary.html</link>
    <description>This Finance Dictionary is to help you understand many of the common terms used by banks, lawyers, valuers and real estate agents when you are buying or selling a house.</description>
    <pubDate>Thu, 08 Sep 2011 03:39:41 GMT</pubDate>
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    <title>Aug 10, House Rental Cambridge NZ</title>
    <link>http://www.small-personal-loans.org/house-rental-cambridge.html</link>
    <description>If you are looking for a house to rent we have a new listing you might like to find out more about... House Rental in Cambridge, NZ</description>
    <pubDate>Wed, 10 Aug 2011 21:24:07 GMT</pubDate>
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    <title>Aug 7, Drop In Listings Changes The Market</title>
    <link>http://www.small-personal-loans.org/business-articles.html</link>
    <description>More properties available without a noticeable increase in the price has got to be good for both buyers and sellers.

Is the time right for you to buy before the demand starts to increase the price as well?

If you are a first time buyer then it is probably a good idea to get some professional help with your mortgage finance.

Find out more about Mortgage Brokers and how they can be of help to you.</description>
    <pubDate>Sun, 07 Aug 2011 07:48:02 GMT</pubDate>
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    <title>Aug 6, The Interest Rate Game</title>
    <link>http://www.small-personal-loans.org/business-articles.html</link>
    <description>It is well worth taking the time to better understand the implications of an interest rate rise, and how it will affect you.

Once you have done this you will be able to make the necessary decisions and adjustments.  

I find this a much better way of addressing the problem rather than &quot;hoping&quot; for the best while remaining anxious.</description>
    <pubDate>Sat, 06 Aug 2011 03:25:33 GMT</pubDate>
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    <title>Jul 11, Auckland property prices up... Is the time right?</title>
    <link>http://www.small-personal-loans.org/business-articles.html</link>
    <description>There are a couple of recent articles in the NZ Herald that should be of interest to first-time home buyers... and anyone else thinking about buying property at this time.</description>
    <pubDate>Mon, 11 Jul 2011 02:00:51 GMT</pubDate>
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    <title>Jun 19, Photography</title>
    <link>http://www.small-personal-loans.org/photography.html</link>
    <description>The photography at your wedding is a lasting memory of your special day.  Wedding photography tips and information.</description>
    <pubDate>Sun, 19 Jun 2011 18:54:54 GMT</pubDate>
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    <title>Jun 7, NZ Property Market Still on the Go Slow</title>
    <link>http://www.small-personal-loans.org/business-articles.html</link>
    <description>If the time is right for you to buy property, then does it really matter what the market is doing?

If you have the finance, have decided to buy, and have found the right place - then why not?

A real plus in a slower property market is time.  Time to plan, time to decide, time to look around, and time to negotiate.  

Maybe a slow market is a bonus, if you are ready to buy right now.  Why not make the most of it.</description>
    <pubDate>Tue, 07 Jun 2011 07:09:12 GMT</pubDate>
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    <title>May 29, Plan - and Insure - for the Unexpected in Business</title>
    <link>http://www.small-personal-loans.org/business-articles.html</link>
    <description>While you can not control natural events, or the actions of others, you can make sure you and your business are prepared for the unexpected.

If you are a business owner, then I am sure you are used to taking charge and solving problems.  

Getting the right Insurance for the unexpected that may affect your business is no different.  Take charge and solve the unexpected problem by finding out what Insurance will best serve you when your business is adversely affected.</description>
    <pubDate>Sun, 29 May 2011 21:37:48 GMT</pubDate>
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    <title>May 17, Secured Personal Loan</title>
    <link>http://www.small-personal-loans.org/secured-personal-loan.html</link>
    <description>A secured personal loan requires you to use an item of value to guarantee the loan against.  Abacus Finance of NZ only offer secured loans.</description>
    <pubDate>Tue, 17 May 2011 22:32:14 GMT</pubDate>
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    <title>May 17, Investment Property Loans &amp; Construction Loans</title>
    <link>http://www.small-personal-loans.org/investment-property-loans.html</link>
    <description>Abacus Finance can help with  investment property loans, construction loans and real estate investments.</description>
    <pubDate>Tue, 17 May 2011 22:26:42 GMT</pubDate>
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    <title>May 17, Personal Loan Agreement in New Zealand</title>
    <link>http://www.small-personal-loans.org/personal-loan-agreement.html</link>
    <description>Personal Loan Agreement:  in NZ you are both protected and bound by Consumer Credit Laws.</description>
    <pubDate>Tue, 17 May 2011 22:22:04 GMT</pubDate>
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    <title>May 11, Instant Personal Loan</title>
    <link>http://www.small-personal-loans.org/instant-personal-loan.html</link>
    <description>Get your instant personal loan application online from Abacus Finance.</description>
    <pubDate>Wed, 11 May 2011 02:15:41 GMT</pubDate>
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    <title>May 11, Work At Home</title>
    <link>http://www.small-personal-loans.org/work-at-home.html</link>
    <description>There are many genuine opportunities for legitimate work at home, find some ideas here.</description>
    <pubDate>Wed, 11 May 2011 01:47:56 GMT</pubDate>
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    <title>May 11, Living Green</title>
    <link>http://www.small-personal-loans.org/living-green.html</link>
    <description>Living Green: information and tips on living green, sustainable living, eco houses and living in New Zealand.</description>
    <pubDate>Wed, 11 May 2011 01:45:07 GMT</pubDate>
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    <title>May 11, Eco House: Building A Green House</title>
    <link>http://www.small-personal-loans.org/eco-house.html</link>
    <description>Learn more about building a Green House, an Eco House, an energy efficient, and environmentally responsible building.</description>
    <pubDate>Wed, 11 May 2011 01:43:10 GMT</pubDate>
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    <title>May 10, Website Design</title>
    <link>http://www.small-personal-loans.org/website-design.html</link>
    <description>Your website design is at your fingertips with SiteBuildIt.  Learn how to easily use  web page templates and increase web site traffic.</description>
    <pubDate>Tue, 10 May 2011 21:05:38 GMT</pubDate>
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    <title>May 9, NZ Housing Market Variable</title>
    <link>http://www.small-personal-loans.org/business-articles.html</link>
    <description>As we are in the early stages of a recovering property market, it is not unusual to see a few ups and downs. Rental demand and increases have not continued, and sales per month are down.  But some ups are still better than all downs!  And at least the news is no longer all doom and gloom!</description>
    <pubDate>Mon, 09 May 2011 21:45:50 GMT</pubDate>
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    <title>May 3, Bad Credit / Good Credit - What is your Credit Rating?</title>
    <link>http://www.small-personal-loans.org/bad-credit.html</link>
    <description>Even if you have bad credit you can talk to us at Abacus Finance Ltd.</description>
    <pubDate>Tue, 03 May 2011 21:39:07 GMT</pubDate>
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    <title>Apr 28, NZ OCR remains at record low level!</title>
    <link>http://www.small-personal-loans.org/business-articles.html</link>
    <description>Great news for homeowners and property investors as the New Zealand Official Cash Rate (OCR) remains unchanged at the record low level of 2.5%.

With so much economic hurt it is great to have the good news of low interest rates sticking around a bit longer.</description>
    <pubDate>Thu, 28 Apr 2011 06:53:17 GMT</pubDate>
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    <title>Apr 27, Are NZ Property Prices on the Increase Again?</title>
    <link>http://www.small-personal-loans.org/business-articles.html</link>
    <description>Most Property Investors believe in Property Cycles that include both increases and decreases in Property Values.

Home affordability has been on the increase, and now we are hearing talk of property price increases.  Is this the beginning of the up cycle in Property prices?  Should you be seriously working on purchasing your home or investment property now?</description>
    <pubDate>Wed, 27 Apr 2011 03:12:43 GMT</pubDate>
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    <title>Apr 21, Is Your Income Insurance Right For You?</title>
    <link>http://www.small-personal-loans.org/business-articles.html</link>
    <description>If you already have Income Insurance, and even if you don't, this recent article is essential reading.  Do you really know and understand your policy? And is it really right for your circumstances?  Surely it is better to find out now, rather than when you need it most...</description>
    <pubDate>Thu, 21 Apr 2011 21:27:02 GMT</pubDate>
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    <title>Apr 20, Christchurch Quake Affecting Rental Demand</title>
    <link>http://www.small-personal-loans.org/business-articles.html</link>
    <description>Sometimes your &quot;gut feeling&quot; tells you a story long before the media reports catch up.  While it is important to keep an ear on the media, it is also important to keep an ear to the ground in your area.  If you have money invested in property - your own home or investment property - then you should really keep yourself up to date with the property market.  This recent article about Rental Property Demand in NZ confirms the information I have been observing in our local property market.  Yes, the Christchurch earthquake is affecting rental demand all over the country.</description>
    <pubDate>Wed, 20 Apr 2011 03:42:36 GMT</pubDate>
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    <title>Apr 15, Secure Web Hosting with SBI!</title>
    <link>http://www.small-personal-loans.org/secure-web-hosting.html</link>
    <description>Secure Web Hosting is simple with SBI!  Create the best web sites and increase web site traffic.</description>
    <pubDate>Fri, 15 Apr 2011 19:56:37 GMT</pubDate>
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    <title>Apr 7, Buying Your Own Home or Renting?</title>
    <link>http://www.small-personal-loans.org/business-articles.html</link>
    <description>This is always a hot topic if you do not yet own your own home.  If this is something that keeps coming up in your life, then why not get informed and do the figures - that could be your deciding factor...</description>
    <pubDate>Thu, 07 Apr 2011 22:18:58 GMT</pubDate>
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    <title>Apr 1, Has the NZ Housing market bottomed out?</title>
    <link>http://www.small-personal-loans.org/business-articles.html</link>
    <description>For those of you who are property investors, or who may be considering purchasing your own home, it is really important to keep an eye on these types of articles over time.Keep in mind that this is just the starting signs and there may be ups and downs along the way.</description>
    <pubDate>Fri, 01 Apr 2011 04:44:23 GMT</pubDate>
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    <title>Apr 1, Buying A House in NZ</title>
    <link>http://www.small-personal-loans.org/buying-a-house.html</link>
    <description>Buying a house in NZ, and the New Zealand real estate process explained.  Real estate agencies are still the major players in NZ.</description>
    <pubDate>Fri, 01 Apr 2011 02:34:21 GMT</pubDate>
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    <title>Apr 1, Mortgage Brokers, Cambridge, Hamilton, Waikato, New Zealand</title>
    <link>http://www.small-personal-loans.org/mortgage-brokers.html</link>
    <description>Learn about how professional Mortgage Brokers can save you time, and find you the best interest rates and mortgage finance.  Cambridge, Hamilton, Waikato, New Zealand.</description>
    <pubDate>Fri, 01 Apr 2011 02:29:13 GMT</pubDate>
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    <title>Apr 1, Mortgage Loans in New Zealand</title>
    <link>http://www.small-personal-loans.org/mortgage-loans.html</link>
    <description>Information on mortgage loans, conveyancing, home loan interest rates and mortgage brokers.</description>
    <pubDate>Fri, 01 Apr 2011 02:24:30 GMT</pubDate>
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    <title>Apr 1, Best Health Insurance</title>
    <link>http://www.small-personal-loans.org/best-health-insurance.html</link>
    <description>The best Health Insurance decision you make is the one that will look after your immediate needs as soon as you are diagnosed with a serious illness.</description>
    <pubDate>Fri, 01 Apr 2011 02:22:39 GMT</pubDate>
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    <title>Mar 30, Abacus Finance for Loans</title>
    <link>http://www.small-personal-loans.org/abacus-finance.html</link>
    <description>Abacus Finance: specialists in Home Loans and Small Personal Loans</description>
    <pubDate>Wed, 30 Mar 2011 08:29:48 GMT</pubDate>
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    <title>Mar 30, Do you have adequate Insurance?</title>
    <link>http://www.small-personal-loans.org/business-articles.html</link>
    <description>Apparently &quot;Kiwis put life insurance in 'too hard' basket&quot;.  Does that apply to you?  What plans have you made to ensure your family can survive without you?  Read this article as well as the information about Life Insurance, Health Insurance and Income Protection Insurance.  Do you have enough Insurance Cover?</description>
    <pubDate>Wed, 30 Mar 2011 04:29:01 GMT</pubDate>
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    <title>Mar 28, Guarantor Form</title>
    <link>http://www.small-personal-loans.org/guarantor-form.html</link>
    <description>Guarantor Form</description>
    <pubDate>Mon, 28 Mar 2011 01:12:37 GMT</pubDate>
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