WHAT ARE PERSONAL LOANS?

Essentially - personal loans are a great way to get cash fast - for those things you need or unexpected expenses.

Small personal loans are a fast, easy way to get a loan.

REASONS YOU MAY NEED FINANCE

- buying a car, boat, TV, new wardrobe
- renovate or redecorate the house, or fix the roof!
- the dream wedding you always wanted...

- an unexpected car repair ; new tyres
- dental repairs ; braces for the kids
- a fantastic holiday - in NZ or overseas!
- money to start your own business

- a student loan for your career training or retraining to start your path to financial freedom

Whatever the reason, this is money for the smaller things that make our everyday lives easier, and hopefully less stressful.

You can Apply Online right now - no obligation application.

At ABACUS FINANCE we work hard to give you an answer the same day, and if you are accepted you will get the money as soon as you need it.

Consolidate your Debt into a Single Loan: If you do not live in New Zealand, and you are looking for loan options, have a look at
Secured Loans Compared.

Mortgage Finance & Home Loans

COMMON FACTORS

Most details when applying for money are quite similar - there may be just a few factors different between lenders.

It is important to know what is involved and what you are committing to:
- a contract
- a repayment plan
- terms and conditions (will vary between lenders)
- start up fees
- administration charges

DIFFERENCES

- secured or unsecured

- if secured, the type of security required
- flexibility of repayments to suit your budget
- ease of use
- response time

- availability of online applications
- early repayment costs and penalties

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