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Mortgage Brokers
We have always found it best to work with Mortgage Brokers who deal with the major banks, as well as other lenders.While this may be a new approach for you, a good Loans Specialist will help you find the home finance that best suits your circumstances.
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BENEFITS:
This is generally a free service provided by a professional who is familiar with the banking industry, and has experience in finding the finance that is right for you. There are some exceptions, but this would be made clear before you undertake any work with them.They will be mobile and they will meet you at a time and place that is most convenient for you.You will be looked after by a professional who has your best interest at heart, rather than a bank that is trying to get the deal that works well for them.Your Mortgage Broker will understand the implications of all extra fees and insurances proposed by the lender.You can save thousands of dollars by knowing which mortgage options you qualify for.If you live in New Zealand: you can inquire with no obligation here. We recommend our Lending Team, who have many years experience in home finance options and banking, the real estate industry, and often as investors in the property market. They provide a very good service with answers specific to your financial situation. This is a really easy way to explore all the options while saving you a lot of time.They are used to dealing with the banks and understand the financial terminology, as well as the best way to present your application.
Never used a Mortgage Broker before? There are many good reasons for choosing professional help with securing your Mortgage Finance.
The NZMBA (New Zealand Mortgage Brokers Association) is an organisation of voluntary membership that works to promote standards of professional and ethical conduct.
Having Trouble Getting Finance?
If you are having trouble getting finance for your property purchase or project, we may be able to help.
Simply complete our SPECIALIST LENDING ENQUIRY FORM (no obligation enquiry) for our Specialist Lender, who creates property finance opportunities that would often be constrained by Banks and other Financial Institutions.
NZ Property Finance Lenders
There are many home loan lenders in New Zealand. The big players are what are known as the "Major Banks": - ANZ New Zealand - The National Bank - Westpac New Zealand - ASB Bank - Bank of New Zealand (BNZ) - Kiwibank
However, there are also a large number of other Lenders around, including Banks, Credit Unions, Building Societies, Finance Companies and other Institutions. Many of these are what are often termed "Second Tier Lenders" but don't make the mistake of dismissing them as they are often highly competitive.
They provide an excellent answer for many mortgage seekers who do not meet the lending criteria of the major banks, and they still play a large role in the Mortgage Market of New Zealand. Click here for a full list of Mortgage Providers.
If you want more information about property finance, go from Mortgage Brokers to Mortgage Loans
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