Life Insurance Information
Good Life Insurance information is absolutely essential at every stage of your life. You need to understand what you are insured for, what you should be insured for, and have the chance to compare life insurance options. The Life Insurance you need if you are 20 years old and single, is quite different to the cover you will need if you are 35 years old, and married with children. Similarly, if you are in your fifties your insurance needs will have changed again. Your needs change continually throughout your life, and you must be sure that your Life Insurance changes too.
Life Cover
Are you taking the lead in your life?We may like to think ‘it will never happen to me ‘ but we do die. Sometimes we die prematurely, leaving family and loved ones behind. What plans have you made to ensure your family can survive without you? HERE ARE SOME GOOD REASONS TO HAVE LIFE COVER: Mortgage repayment - if you or your partner dies, will you be able to continue to repay your mortgage?Day to day expenses - if your income stopped next week, would you be able to live day to day with no income?Raising children - do you have children that are still financially dependent on you?Protect retirement savings - are you willing to risk all the work and planning for your retirement, and have to start again?Funeral expenses - do you have the money to cover the costs of the funeral you want to provide?
Key Statistics
Of the 28,000 people that die each year, medical conditions and illnesses account for 94% of them. Accidents only account for the other 6%. Of all deaths, 65% or 18,200 are due to heart disease, cancer and strokes. Cancer been the lead cause with 8,200 deaths.Source : New Zealand Government Health Information Services 2005. PLEASE NOTE THIS INFORMATION IS APPLICABLE TO NEW ZEALAND RESIDENTS ONLY
Insurance Help
Would you like some help working out your Insurance needs?Sometimes it can all seem complicated, and perhaps it never seems to get fully resolved. Maybe it is simply time to review your existing Insurance policies. CONTACT US FOR A NO OBLIGATION CHAT ABOUT YOUR INSURANCE.
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